Auto Loans - Bad Credit Car Loans

America's Car Credit - Questions on Bad Credit Auto Loans

Q: Is it possible to get an auto loan even though I filed for bankruptcy?

A: Yes, it is possible to get an auto loan with a bankruptcy still showing on your credit report. As long as a bankruptcy has been discharged and your credit is ok since the bankruptcy, you should have no problem getting auto loans.

Q: Will I be limited to older model vehicles just because my credit is bad?

A: Certainly not! You will be suprised at the choices you will have, including late model, dependable cars, trucks, vans, and SUVs.

Q: Can I buy a car from an individual and get the loan from you?

A: At this time, we are not able to offer this service. You can choose a vehicle from one of our nationwide dealers.

Q: How much money will I need for a down payment?

A: Because everyone's situation is different, and there are many things that factor into figuring a down payment amount, it is impossible for us to give you a definite amount. If you think coming up with a down payment will be difficult for you, ask about the down payment options that are available to you.

Q: I have no credit and would like to buy my first vehicle; can you help me?

A: Of course! We welcome first time buyers,and will ensure that you drive away in a nice, affordable vehicle.

Q: I would rather apply over the phone, can I do this?

A: We do not accept phone applications because of safety concerns. Applying on our secure server is a much safer way to apply.

Q: Can I get a bad credit auto loan with 0% interest?

A: To be honest, probably not. 0% interest rates are often reserved for people who have excellent credit. If you are a first time buyer, or a buyer who may have credit problems, the interest rates you get vary from state to state and fluctuate daily. If you start out paying a higher interest rate, you can always refinance your auto loan in a year or so, as long as you have shown that you are creditworthy.

Q: Is you dealer network limited to any one state or are you a nationwide company?

A: We serve all 50 states and Washington D.C.

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