Car Credit - Questions on Bad Credit Auto Loans
Is it possible to get an auto loan even though I filed for bankruptcy?
Yes, it is possible to get an auto loan with a bankruptcy still
showing on your credit report. As long as a bankruptcy has been
discharged and your credit is ok since the bankruptcy, you should
have no problem getting auto loans.
Will I be limited to older model vehicles just because my credit
Certainly not! You will be suprised at the choices you will have,
including late model, dependable cars, trucks, vans, and SUVs.
Can I buy a car from an individual and get the loan from you?
At this time, we are not able to offer this service. You can choose
a vehicle from one of our nationwide dealers.
How much money will I need for a down payment?
Because everyone's situation is different, and there are many
things that factor into figuring a down payment amount, it is
impossible for us to give you a definite amount. If you think
coming up with a down payment will be difficult for you, ask about
the down payment options that are available to you.
I have no credit and would like to buy my first vehicle; can you
Of course! We welcome first time buyers,and will ensure that you
drive away in a nice, affordable vehicle.
I would rather apply over the phone, can I do this?
We do not accept phone applications because of safety concerns.
Applying on our secure server is a much safer way to apply.
Can I get a bad credit auto loan with 0% interest?
To be honest, probably not. 0% interest rates are often reserved
for people who have excellent credit. If you are a first time
buyer, or a buyer who may have credit problems, the interest rates
you get vary from state to state and fluctuate daily. If you start
out paying a higher interest rate, you can always refinance your
auto loan in a year or so, as long as you have shown that you
Q: Is you dealer network limited to any one state or are
you a nationwide company?
We serve all 50 states and Washington D.C.
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